In AML, why is ongoing monitoring important after onboarding a customer?

• A. To detect and prevent laundering of illicit funds that might occur over time.
• B. To advertise more offers to the customer.
• C. To schedule gaming sessions at peak times.
• D. To reduce the need for customer verification.

Answer: (A)

Ongoing monitoring continuously reviews a customer's activity to spot suspicious patterns that can develop after onboarding. Money launderers often start with small, ordinary-seeming transactions and then gradually move funds or layer them through gambling activity to hide the origin. By watching how a customer deposits, wagers, withdraws, and where funds come from over time—looking for unusual frequencies, sudden changes in behavior, large bets inconsistent with their profile, or transfers to high-risk locations—the business can raise flags, apply enhanced due diligence, or report concerns. This approach helps stop illicit funds from moving through the system and fulfills regulatory obligations.

The other options don’t align with AML goals: marketing offers, scheduling sessions, or reducing verification don’t address detecting or preventing illicit funds.